Web Site Terms and Conditions of Use

1. Terms

This website is owned and operated by Railroad Financial Corporation and is made available to you for informational purposes. The following are terms of a legal agreement between you and Railroad Financial Corporation.

By accessing, browsing or using this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

  1. Permission is granted to temporarily access and display the web pages within this website, solely on your computer, for personal, non-commercial transitory viewing only. This is the grant of a limited, non-exclusive, revocable license, not a transfer of title, and under this license you may not:

    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Railroad Financial Corporation's web site;
    4. remove any copyright or other proprietary notations from the materials;
    5. transfer the materials to another person or "mirror" the materials on any other server;
    6. use the Services in any manner that could damage, disable, overburden, or impair any Railroad Financial server, or network(s) connected to any server, or interfere with any other party’s use and enjoyment of the site;
    7. create derivate works from the content of the site; or
    8. obtain or attempt to obtain any materials or information not intentionally made available through the site or obtain unauthorized access to any service of the site, account, computer system or network connected to any server of the site through hacking, password mining or any other means.
  2. Except for the limited permission in the preceding paragraph, Railroad Financial Corporation does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another web site or in any other media. Your unauthorized use of this site may violate copyright, trademark, privacy, publicity, communications, and other laws, and any such use may result in your personal liability, including potential criminal liability.
  3. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Railroad Financial Corporation at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. Use of this site is at your sole risk. All materials on Railroad Financial Corporation's web site are provided "as is". Railroad Financial Corporation makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, freedom from computer virus, or non-infringement of intellectual property or other violation of rights. Further, Railroad Financial Corporation does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
  2. You understand and agree that if you download or otherwise obtain materials, information, products, programs or services, you do so at your own discretion and risk and that you will be solely responsible for any damages that may result, including loss of data, damage to your computer system, or replacement of property, material, equipment, data or other items.

4. Limitations

In no event shall Railroad Financial Corporation or its suppliers be liable for direct, indirect, special, punitive, incidental, exemplary or consequential damages or any damages whatsoever (including, without limitation, damages for loss of data, programs or profit, or due to business interruption,) arising out of the use or inability to use the materials on Railroad Financial Corporation's web site, even if Railroad Financial Corporation or a Railroad Financial Corporation authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Railroad Financial Corporation's web site may include technical, typographical, or photographic errors. Railroad Financial Corporation does not warrant that any of the materials on its web site are accurate, complete, or current. Railroad Financial Corporation may make changes to the materials contained on its web site at any time without notice. Railroad Financial Corporation does not make any commitment to update the materials on the web site. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in the site.

6. Links

Railroad Financial Corporation has not reviewed all of the sites linked to its web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Railroad Financial Corporation of the site or the site’s owner. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Railroad Financial Corporation may revise these terms of use and any other information contained in this web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Railroad Financial Corporation's web site shall be governed by the laws of the State of Illinois without regard to its conflict of law provisions.